|
CONSUMER'S MANUFACTURED HOME BUYER'S GUIDE
WHO MUST BE LICENSED?
Any person who sells, installs or repairs a mobile home in the State of Nevada must
be licensed by the Manufactured Housing Division. For your protection, it is recommended
that you only do business with individuals and businesses that have a current
Manufactured Housing Division license. If you conduct business with an unlicensed individual or
business and have a problem, the Division may not be able to help you resolve your
complaint.
WHO SELLS
MANUFACTURED HOMES?
There are three kinds of sellers of
manufactured homes: manufactured home dealers, private manufactured home owners and
some real estate brokers. Manufactured home dealers may sell new or used
mobile homes. The
Manufactured Housing Division must license the dealers and the sales people
working for them. When buying a home from a manufactured home dealer, you
should:
-
Compare prices with other dealers in the area. Remember, the lowest price isn't
always the best deal.
-
Call the Manufactured Housing Division, Better Business Bureau and/or Bureau of
Consumer Affairs to check for complaints against the dealer.
-
Watch out for high pressure sales techniques. You should feel comfortable about going
home and "thinking it over." Do not give in to pressure to "sign now before
it's too late."
-
Ask questions. Sales people should be willing to answer your questions. They should
explain the pros and cons of the models they sell and be able to answer questions about
the basic structure of the home (floor, roof, insulation) as well as finishing touches
(carpet, lighting).
-
Consider the warranty on the home. New manufactured home warranties are good for at
least one year from the date the home is delivered.
-
Insist that ALL the
pertinent blanks on the contract are filled out BEFORE signing the
document.
-
After signing a contract,
or any other document, insist on a copy of the document as it is at the
time of signing.
-
If you don't understand
the contract, you may wish to consult a lawyer.
Manufactured home owners do not have to be licensed to sell
the the homes they are living in. If you buy a manufactured home from its owner, be sure the entire agreement between you and the seller is in
writing. If you don't understand the agreement, you may wish to consult a lawyer.
Real estate brokers are limited to selling
USED homes along with the land on which
those homes are located.
WHAT SHOULD I KEEP IN MIND WHEN BUYING A
MANUFACTURED HOME?
Since manufactured homes are
constructed in one area and shipped to another, there are
several things you should check before buying a home.
-
Federal standards require
that all new manufactured homes sold in Nevada meet the "Zone
III" climate requirements.
-
Be sure to explain to the
sales representative your exact needs in a home. This should
include the size of the home, the appliances you want and the amount of
money you are intending to spend.
-
Manufactured homes come
in a variety of sizes, shapes and price ranges. Have your retailer
show you several models that will give you an idea of the type of homes
he sells.
-
Inspect your manufactured home before you accept it from the dealer.
Be sure your contract lists all the defects noted during the final
walk-through inspection and you and your dealer or his representative
sign it. This helps to avoid
arguments and complaints later.
WHAT SHOULD BE INCLUDED IN A CONTRACT WITH A MOBILE HOME
DEALER?
THE SALES AGREEMENT YOU MAKE
WITH A MANUFACTURED HOME DEALER IS A VERY IMPORTANT DOCUMENT. The
State of Nevada requires a specific sales agreement form be used in ALL
manufactured home transactions. These forms are available for review
on this Web Site under "Forms" and Contracts. Any promises that the dealer makes should be
expressed in writing in this document. If you have any questions about
the forms being used please contact the Division at the addresses or numbers
listed at the bottom of the 'Home Page'. Remember, oral agreements can
not be proven. Before signing a contract, be sure you take time to read the agreement
and that you understand everything it says. Also:
-
Make sure the contract has no blank spaces.
-
Make sure that any changes are made on the contract before it's
signed, and that
everyone has initialed these changes.
-
Make sure that your copy of the contract is the same as the
dealers.
-
Get a receipt for any money you give the dealer towards the deposit on your home.
-
All manufactured homes in Nevada are "titled" with the Manufactured Housing
Division. Your contract should state whether the title of the home is "free and
clear", or if liens, such as a mortgage, exist against it.
-
If you don't understand the contract, you may wish to consult a lawyer.
WHY DO I NEED AN INSTALLATION INSPECTION?
The Nevada
Legislature, in an effort to protect the home occupants and
the home, has determined any home which has been moved to a
new location is required to undergo a safety
inspection. No one is allowed to live in a
manufactured home until it has passed an inspection and a
safety seal has been issued. The Manufactured Housing
Division, or it's representatives in local building and
safety departments perform inspections.
WHAT IF MY HOME NEEDS REPAIRS?
When you buy a new
manufactured home, you must be provided with the manufacturer's written
warranty. If you have problems with your home, you need to:
-
Read your warranty.
-
Immediately send a detailed account of the problems to the dealer and manufacturer.
Ask that a repair person be sent as soon as possible.
-
If your first request isn't answered, write again. State that you wrote before and
received no reply. Set a deadline for a response.
-
When a repair person is sent, be at home and don't sign the work order unless you are
satisfied with the repairs made.
-
If you still don't receive a response, contact the Manufactured Housing Division.
-
Keep copies of all correspondence.
-
Make sure that anyone you hire to perform repairs on your home is licensed by the
Manufactured Housing Division.
-
It is not the responsibility of the dealer or the manufacturer to repair damage
caused by normal wear and tear.
ARE THERE ZONING RESTRICTIONS?
Local zoning laws determine where a
manufactured home can be placed. You should check with
your local building department for this information before you purchase and/or set your
home.
WHAT ABOUT
MANUFACTURED HOME PARKS?
If your home is going to be placed in a
manufactured home park, make sure you have a lease
agreement with the park manager and that you know the park's rules and regulations.
Remember: a
manufactured home dealer can't promise that you'll be accepted as a tenant in a
particular
manufactured home park. You must apply for the lease yourself and should do so before
finalizing the purchase of your home.
|